Legal Notices

The information published on this website is provided for information purposes only. Nothing on this website constitutes investment, legal, tax or regulatory advice.

The content is intended solely for persons in countries where the publication of and access to such information is permitted under applicable law. In particular, it is not directed at persons domiciled, resident or located in the United States of America. Persons domiciled or resident in the European Union or the European Economic Area are not actively solicited through this website. Services to such persons are provided exclusively at their own initiative.

By accessing information on the website of sensusplus AG ("sensusplus"), users agree to the following terms. The information published on the website constitutes neither a recommendation nor an offer or solicitation to purchase or sell financial instruments, to implement an investment strategy, to execute transactions or to enter into any legal transaction.

The information and opinions published are provided by sensusplus solely for personal use and information purposes and may be changed at any time without prior notice. sensusplus makes no warranty, express or implied, as to the accuracy, completeness or timeliness of the information and opinions published on the website. In particular, sensusplus is under no obligation to remove outdated information from the website or to mark it expressly as such. The information on the website does not constitute a basis for economic, legal, tax or other advisory decisions, and no investment or other decisions should be made solely on the basis of this information. Consultation with a qualified professional is recommended.

Any business relationship with sensusplus is governed exclusively by the respective contractual documents (asset management agreement, General Terms and Conditions and FinSA client information brochure, in this order of precedence). The content of this website is non-binding.

Performance

Past performance is not a reliable indicator of future results. The value of investments may rise as well as fall, and investors may not recover the full amount invested. sensusplus cannot guarantee the preservation or growth of invested capital. Investment strategies designed by or in cooperation with sensusplus do not constitute a guarantee of success. Investment decisions made solely on the basis of information on this website are taken at the investor's own risk. For clients of sensusplus, rights and obligations, including liability, are governed exclusively by the respective asset management agreement and the General Terms and Conditions.

Limitation of Liability

To the extent permitted by law, sensusplus excludes any liability for losses or damages of any kind, whether direct, indirect or consequential, arising from the use of or access to the website or from links to third-party websites. sensusplus further disclaims any liability for unauthorised interference with users' IT systems and expressly points out the risk of viruses and the possibility of targeted hacking attacks. To protect against viruses, the use of up-to-date browser versions and the installation of regularly updated antivirus software is recommended. Linked third-party websites are beyond the control of sensusplus. sensusplus accepts no responsibility for their content, accuracy or availability. Furthermore, sensusplus does not warrant that this website will be available at all times or free of technical defects or harmful components. Liability for wilful misconduct and gross negligence remains unaffected in all cases.

Use of the Website and Copyright

All content on this website (texts, images, logos, trademarks, files, etc.) is protected by copyright or other intellectual property rights and belongs to sensusplus or the respective rights holders. Downloading, printing and saving content is permitted for private, non-commercial use, provided it is used unaltered and with reference to the source. Any further use, in particular reproduction, modification, embedding in other websites (framing), systematic retrieval for the creation of collections or databases, and use for public or commercial purposes, requires the prior written consent of sensusplus. Client documents provided for download (e.g. FinSA client information brochure, General Terms and Conditions) may be downloaded for private use only.

The use of this website, including any contact forms, does not establish any contractual relationship, in particular no mandate, between you and sensusplus or the authors.

sensusplus does not accept orders or instructions via this website, contact forms or email. Communication via the internet and by email is generally unencrypted, and third parties may gain knowledge of it. Please do not transmit any confidential information via these channels.

Content

sensusplus publishes information and articles on economic and financial law topics on this and other websites as well as in newsletters and publications (hereinafter "Content"). The Content is intended for general information only and refers to Swiss law. It does not reflect the situation in other countries. It does not constitute a recommendation or advice, in particular no investment advice or portfolio management, and cannot replace advice and an assessment tailored to individual circumstances. Please seek professional advice before making any decision.

Where Content relates to specific financial instruments, it constitutes advertising within the meaning of Art. 68 of the Swiss Financial Services Act (FinSA). Prospectuses and key information documents, where available, can be obtained free of charge from the respective issuer or from sensusplus.

The Content is provided "as is" and "as available". The authors endeavour to ensure that the Content is correct at the time of publication. However, the completeness, correctness, accuracy, reliability and timeliness of the Content are not guaranteed. Neither the authors nor sensusplus are obliged to update or amend the Content. sensusplus expressly reserves the right to change, supplement or delete the Content without notice, or to suspend or discontinue publication temporarily or permanently.

Data Protection

All information on data protection can be found in our Privacy Policy.

Governing Law and Place of Jurisdiction

This website and this disclaimer are governed exclusively by Swiss law. The courts at the registered office of sensusplus AG shall have exclusive jurisdiction, unless mandatory statutory provisions provide otherwise.